About Us
Over the past decade, while the average home price in Canada has surged by 109%, income growth has lagged far behind, increasing only 37%—creating a severe affordability gap. This is why down payment assistance programs like Tonsto are essential: to help Canadians bridge the growing divide between income and housing costs and make homeownership achievable once again. By offering up to 2% in down payment assistance, Tonsto provides home buyers with a lifeline, enabling them to step into the housing market despite financial constraints. We play a vital role in empowering individuals and families to build equity, secure their futures, and contribute to stronger, more inclusive communities.